Terms & Conditions

Terms & Conditions

Last Updated - 1/29/25

Welcome to Fidelity Finance of Hammond, Inc. ("we," "us," or "our"). By using our text messaging services (the "Service"), you agree to these Terms and Conditions (the "Terms"). Please read them carefully.

1. Acceptance of Terms

By signing up for or using our Service, you agree to abide by these Terms and Conditions, as well as our Privacy Policy. If you do not agree to these Terms, please do not use the Service.

2. Eligibility

To use our Service, you must be at least 18 years old, or the age of legal consent in your jurisdiction. By using the Service, you represent and warrant that you meet these eligibility requirements.

3. Service Description

Our Service enables users to send and receive text messages through SMS, MMS, or similar technologies. We reserve the right to change or discontinue any aspect or feature of the Service at any time, with or without notice.

4. SMS Disclosure

Please note that, subject to end-user opt-in, Fidelity Finance of Hammond, Inc. will periodically send SMS notifications regarding your account information, payment notifications & reminders and status. Msg volume may vary. Reply HELP for help. Reply STOP to unsubscribe. Msg&Data Rates May Apply.

5. User Obligations

Account Information: You are responsible for maintaining the confidentiality of any information you use to access the Service. You agree to notify us immediately of any unauthorized use.

Compliance with Laws: You agree to use the Service only in accordance with applicable laws and regulations, including anti-spam and privacy laws.

Content Restrictions: You are solely responsible for any content you send via the Service. You agree not to send any unlawful, harassing, abusive, threatening, or otherwise objectionable content.

6. Prohibited Uses You agree not to:

Use the Service for any purpose that is illegal or prohibited by these Terms. Use the Service to send spam or unsolicited messages.

Misrepresent your identity or affiliation when using the Service. Disrupt the Service or the networks connected to the Service.

7. Fees and Payment

The Service may require payment of fees. You agree to pay any fees specified at the time of purchase. We may change our pricing, introduce new fees, or update billing terms at our discretion. Any price changes will be communicated to you.

8. Privacy Policy

Before you continue using our website, we advise you to read our Privacy Policy regarding our user data collection. It will help you better understand our practices. We collect and use your information as described in our Privacy Policy. By using our Service, you consent to our collection and use of your information in accordance with the Privacy Policy.

9. Intellectual Property Rights

All content, trademarks, service marks, and logos associated with the Service are owned by us or licensed to us. You agree not to copy, reproduce, modify, or create derivative works of any part of the Service without our prior written consent.

10. Sub-Processors

We use certain sub-processors to assist in providing our services. A sub-processor is a third- party data processor engaged by us who agrees to receive personal data from us intended for processing activities to be carried out on behalf of our customers, in accordance with customer instructions as communicated by us, and in accordance with the terms of a written contract between us and the sub-processor.

11. Limitation of Liability

To the fullest extent permitted by law, Fidelity Finance of Hammond, Inc. and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or revenues, arising from your use of the Service.

12.Indemnification

You agree to indemnify, defend, and hold harmless Fidelity Finance of Hammond, Inc. its affiliates, sub- processors, and their respective directors, officers, employees, and agents from any claims, damages, liabilities, and expenses arising out of or related to your use of the Service or any violation of these Terms. We reserve the right to select our own legal counsel.

13. Termination

We reserve the right to terminate or suspend your access to the Service at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to us or other users.

You may terminate your access and use of the Service upon prior written notice to Fidelity Finance of Hammond, Inc. In no event shall you be entitled to a refund of any fees paid to Fidelity Finance of Hammond, Inc. hereunder.

14. Changes to Terms

We may modify these Terms at any time. If we make significant changes, we will notify you by posting the updated Terms on our website. Your continued use of the Service after the changes take effect will constitute your acceptance of the updated Terms.

15. Governing Law and Dispute Resolution

These Terms and any disputes arising out of your use of the Service will be governed by the laws of Louisiana. Any legal action or proceeding will be resolved in the courts located in Louisiana.

16.Contact Us

If you have questions or concerns about these Terms, please contact us at:

Fidelity Finance of Hammond, Inc.

14356 University Ave Ste 1

Hammond, LA 70401

craig@fidelityloans.net

Acceptance of Terms:

By using our Service, you confirm that you have read, understood, and agreed to these Terms and Conditions.

Fidelity Finance of Hammond, Inc

14356 Unversity Ave Ste 1

Hammond, LA 70401

Hours:

Monday - Thursday 9am - 5pm Friday 9am-4:30pm